New to Canada Lending Guidelines
Do you have clients who are moving to Canada or are you moving to Canada and looking to buy a home? If so then there are programs available where you can borrow up to 95% of the purchase price of a home. In the past year I have helped clients [...]
Closing Costs – What to Expect
So you are ready to buy your new home. Do you know what the costs are to close the deal? Your first step is to speak to someone who can outline the costs associated with getting a new home. Whether you are working with a realtor or not you need [...]
The New Mortgage Rules – How Will They Effect You Moving Forward?
Well the new mortgage rules are now in effect and it has been a crazy time leading up to this. The lenders and insurers have been inundated with deals under the old rules and the times to get an approval have definitely been challenged. While we where getting same day [...]
Mortgage Jargon – What Do All Those Terms Mean?
Purchasing or refinancing a home is a big step in someones life. Do you really understand all the terms? Has someone gone through what is required to get a mortgage? Do you really know what you are getting? Check out a blog I wrote titled Mortgage 101 to answer some [...]
RRSP Loan or 0 Down Program – Which Is The Best Option?
First a quick recap of the down payment options available in the market place today. The traditional program is where you save the money over a period of time and then use these savings for the purchase of your new home. The other options are gifted down payment from an [...]
Handbook 2012 – A Must Read For All Ages
I received and email from a colleague this morning that gave me an outline on things to do and reflect on for 2012. There are 40 points here and when I sit back and read them they are great and easy to do. Instead of doing a summary I am [...]