About EricGall

I am an experienced mortgage specialist providing clients with options for all there mortgage needs -- whether its a purchase, refinance or commercial deal I have the tools and lenders available to help them out. I have extensive expertise in the hard to place deals -- self employed, blemished credit or previous bankrupt clients with a higher than average funding ratio for these type of clients. A true one stop shop for all your mortgage needs. Offering the best rates to qualified clients as well as helping others achieve there dream of home ownership or getting out of debt sooner. Based in Moncton with the ability to secure mortgage financing in New Brunswick, Newfoundland, Nova Scotia and Prince Edward Island

Purchasing/Refinancing Rental Properties in New Brunswick

Have you ever thought about buying a rental property? The rules within the last year have changed and I will go through the main guidelines as it pertains to these type of properties. There are basically 2 types of properties we need to discuss under the residential rental  programs. They are owner-occupied rentals and non-owner [...]

October 12th, 2011|Mortgage|

Grow Houses in New Brunswick – What You Need to Know!

This topic normally does attract a lot of comedic comments but it's a serious and growing (no pun intended) problem. A grow house is basically an illegal indoor hydrophonic marijuana grow operation. The damages that occur from a grow operation are substantial. According to the Insurance Bureau of Canada the average claim for repair is [...]

September 12th, 2011|Mortgage|

Mortgage 101

I have always believed that financing should become part of the school curriculum. This is the reason for this blog. It is a simple breakdown of what a mortgage is and what is required to get a mortgage. A mortgage is basically a loan to finance the purchase of real estate, usually with specified payment [...]

August 23rd, 2011|Mortgage|
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