About EricGall

I am an experienced mortgage specialist providing clients with options for all there mortgage needs -- whether its a purchase, refinance or commercial deal I have the tools and lenders available to help them out. I have extensive expertise in the hard to place deals -- self employed, blemished credit or previous bankrupt clients with a higher than average funding ratio for these type of clients. A true one stop shop for all your mortgage needs. Offering the best rates to qualified clients as well as helping others achieve there dream of home ownership or getting out of debt sooner. Based in Moncton with the ability to secure mortgage financing in New Brunswick, Newfoundland, Nova Scotia and Prince Edward Island

Don’t Be Misled By 0 Down Mortgages! Read This And Be Informed

It was not too long ago that this product was available and a client could get into a home with 0 down payment. The rules have changed and the days of the TRUE 0 down have gone. The old program incorporated a cash back on the day of closing. Clients would prove they had their [...]

May 16th, 2016|Mortgage|

First Time Homebuyers Tax Credit – Are You Using It?

Buying a home is exciting but also expensive. This is why you need to take advantage of all the credits you can get. The Government has a program where you can claim a first time home as a credit on your income tax. The First-Time Homebuyer Credit is a non-refundable tax credit that reduces the [...]

April 19th, 2016|Mortgage|

Mortgage Features – Why They Are Just As Important As Rate!

You picked out the perfect home so let's make sure you get the right product. While rate is important it is not the end all be all of getting a great mortgage. You want options and features in the homes you are looking for and you should be demanding the same from your mortgage provider. [...]

April 7th, 2016|Mortgage|